Natural hazards · Captains Cove

Captains Cove, VA natural hazards

Most of the natural-hazard damage FEMA expects in Captains Cove comes from hurricanes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Captains Cove?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Captains Cove to be higher than in 76% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes56%Inland flooding21%Coastal flooding13%Everything else10%

By hazard

What Captains Cove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

56% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

21% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once every 2 years in the area

Coastal flooding

13% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Captains Cove flood?

FEMA's records show no paid flood insurance claims in Captains Cove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Captains Cove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Accomack County.

Disasters that hit Captains Cove

Federal disasters declared here

None of the disasters declared for Accomack County shows FEMA aid or repair money reaching Captains Cove itself in FEMA’s records.

Brought FEMA money into Captains CoveDeclared for Accomack County only

Accomack County has had 15 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Captains Cove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Captains Cove’s own flood-insurance community; household aid to the registrant’s city; repair grants to Captains Cove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.