Natural hazards · Brookneal

Brookneal, VA natural hazards

Most of the natural-hazard damage FEMA expects in Brookneal comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2020. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brookneal?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brookneal to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding64%Drought7%Hurricanes7%Strong wind5%Everything else17%

By hazard

What Brookneal faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Drought

7% of expected damage

Recorded about 9 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 13 years in the area

Strong wind

5% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brookneal flood?

Every paid claim on a federal flood insurance policy in Brookneal, from FEMA’s records.

1paid claims since 2020

$38Kpaid to owners

0homes flooded more than once

20202026

Biggest named events

Hurricane Eta: 1 claim, $38K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brookneal isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Campbell County.

Disasters that hit Brookneal

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Brookneal itself: aid to households, or repair grants to the Town of Brookneal.

Brought FEMA money into BrooknealDeclared for Campbell County only

2003

Hurricane Isabel

5 households applied for aid $3K aid approved

Campbell County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brookneal is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brookneal’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brookneal. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.