Natural hazards · Brandy Station

Brandy Station, VA natural hazards

Most of the natural-hazard damage FEMA expects in Brandy Station comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brandy Station?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brandy Station to be higher than in 20% of U.S. communities, mostly from inland flooding and drought.

Inland flooding52%Drought20%Hurricanes7%Earthquakes6%Strong wind5%Everything else10%

By hazard

What Brandy Station faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 3 times a year in the area

Drought

20% of expected damage

Recorded about 3 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 12 years in the area

Earthquakes

6% of expected damage

Above average · higher than 66% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brandy Station flood?

FEMA's records show no paid flood insurance claims in Brandy Station.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brandy Station isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Culpeper County.

Disasters that hit Brandy Station

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Brandy Station itself: aid to households, or repair grants to Brandy Station.

Brought FEMA money into Brandy StationDeclared for Culpeper County only

2011

Earthquake

10 households applied for aid $28K aid approved

Culpeper County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brandy Station is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brandy Station’s own flood-insurance community; household aid to the registrant’s city; repair grants to Brandy Station. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.