Natural hazards · Bracey

Bracey, VA natural hazards

Most of the natural-hazard damage FEMA expects in Bracey comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bracey?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bracey to be higher than in 46% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding59%Hurricanes26%Everything else15%

By hazard

What Bracey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Hurricanes

26% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bracey flood?

FEMA's records show no paid flood insurance claims in Bracey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bracey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mecklenburg County.

Disasters that hit Bracey

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bracey itself: aid to households, or repair grants to Bracey.

Brought FEMA money into BraceyDeclared for Mecklenburg County only

2003

Hurricane Isabel

12 households applied for aid $7K aid approved

Mecklenburg County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bracey covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bracey’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bracey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bracey total about $756K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.