Natural hazards · Belspring

Belspring, VA natural hazards

Most of the natural-hazard damage FEMA expects in Belspring comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belspring?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belspring to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves16%Drought14%Strong wind5%Everything else10%

By hazard

What Belspring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Cold waves

16% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 4 times a year in the area

Drought

14% of expected damage

Recorded about 2 times a year in the area

Strong wind

5% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingHeat wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belspring flood?

FEMA's records show no paid flood insurance claims in Belspring.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belspring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pulaski County.

Disasters that hit Belspring

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Belspring itself: aid to households, or repair grants to Belspring.

Brought FEMA money into BelspringDeclared for Pulaski County only

2024

Tropical Storm Helene

7 households applied for aid $94K aid approved

Pulaski County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belspring is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belspring’s own flood-insurance community; household aid to the registrant’s city; repair grants to Belspring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.