Natural hazards · Belmont

Belmont, VA natural hazards

Most of the natural-hazard damage FEMA expects in Belmont comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belmont?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belmont to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding61%Heat waves9%Tornadoes9%Hurricanes5%Everything else15%

By hazard

What Belmont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 3 times a year in the area

Heat waves

9% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 50% of U.S. places

Hurricanes

5% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 10 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belmont flood?

FEMA's records show no paid flood insurance claims in Belmont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belmont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Loudoun County.

Disasters that hit Belmont

Federal disasters declared here

None of the disasters declared for Loudoun County shows FEMA aid or repair money reaching Belmont itself in FEMA’s records.

Brought FEMA money into BelmontDeclared for Loudoun County only

Loudoun County has had 13 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Belmont

Belmont and the towns around it

Very lowLowModerateHighVery high

Belmontmostly inland floodingVery low

Ashburnmostly inland floodingVery low

Goose Creek Villagemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belmont covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Belmont’s own flood-insurance community; household aid to the registrant’s city; repair grants to Belmont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Belmont total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.