Natural hazards · Belle Haven

Belle Haven, VA natural hazards

Most of the natural-hazard damage FEMA expects in Belle Haven comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 108 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belle Haven?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belle Haven to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding80%Earthquakes5%Everything else15%

By hazard

What Belle Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 62% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belle Haven flood?

Every paid claim on a federal flood insurance policy in Belle Haven, from FEMA’s records.

108paid claims since 1982

$4.6Mpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Isabel: 95 claims, $4.4M
Hurricane Irene: 1 claim, $12K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belle Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairfax County.

Disasters that hit Belle Haven

Federal disasters declared here

None of the disasters declared for Fairfax County shows FEMA aid or repair money reaching Belle Haven itself in FEMA’s records.

Brought FEMA money into Belle HavenDeclared for Fairfax County only

Fairfax County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Belle Haven

Belle Haven and the towns around it

Very lowLowModerateHighVery high

Fort Huntmostly inland floodingModerate

Belle Havenmostly inland floodingModerate

Huntingtonmostly inland floodingModerate

Alexandriamostly inland floodingModerate

Grovetonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belle Haven covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Belle Haven’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Belle Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Belle Haven total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.