Natural hazards · Woodruff

Woodruff, UT natural hazards

Most of the natural-hazard damage FEMA expects in Woodruff comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Woodruff?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodruff to be higher than in 26% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding43%Wildfire24%Earthquakes11%Winter weather7%Everything else15%

By hazard

What Woodruff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 9 years in the area

Wildfire

24% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

11% of expected damage

Well above average · higher than 75% of U.S. places

Winter weather

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 44 times a year in the area

Lower here

TornadoesHailIce stormsCold wavesHeat wavesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Woodruff flood?

Every paid claim on a federal flood insurance policy in Woodruff, from FEMA’s records.

1paid claims since 2011

$3Kpaid to owners

0homes flooded more than once

20112026

of all homes
are insured

No community discount. Woodruff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rich County.

Disasters that hit Woodruff

Federal disasters declared here

None of the disasters declared for Rich County shows FEMA aid or repair money reaching Woodruff itself in FEMA’s records.

Brought FEMA money into WoodruffDeclared for Rich County only

Rich County has had 3 natural disasters declared since 1953, most often floods and droughts.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodruff is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Woodruff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Woodruff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.