Natural hazards · Wellsville

Wellsville, UT natural hazards

Most of the natural-hazard damage FEMA expects in Wellsville comes from avalanches, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wellsville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wellsville to be higher than in 26% of U.S. communities, mostly from avalanches.

Avalanches76%Inland flooding12%Everything else13%

By hazard

What Wellsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

76% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

12% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wellsville flood?

Every paid claim on a federal flood insurance policy in Wellsville, from FEMA’s records.

2paid claims since 1986

$4Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wellsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cache County.

Disasters that hit Wellsville

Federal disasters declared here

None of the disasters declared for Cache County shows FEMA aid or repair money reaching Wellsville itself in FEMA’s records.

Brought FEMA money into WellsvilleDeclared for Cache County only

Cache County has had 5 natural disasters declared since 1953, most often floods and droughts.

Around Wellsville

Wellsville and the towns around it

Very lowLowModerateHighVery high

Bensonmostly earthquakesModerate

Wellsvillemostly avalanchesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wellsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wellsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wellsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.