Natural hazards · Washington Terrace

Washington Terrace, UT natural hazards

Most of the natural-hazard damage FEMA expects in Washington Terrace comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2021.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Washington Terrace?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Washington Terrace to be higher than in 56% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes72%Inland flooding15%Everything else12%

By hazard

What Washington Terrace faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

72% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

15% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Washington Terrace flood?

Every paid claim on a federal flood insurance policy in Washington Terrace, from FEMA’s records.

1paid claims since 2021

$6Kpaid to owners

0homes flooded more than once

20212026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Washington Terrace isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Weber County.

Disasters that hit Washington Terrace

Federal disasters declared here

None of the disasters declared for Weber County shows FEMA aid or repair money reaching Washington Terrace itself in FEMA’s records.

Brought FEMA money into Washington TerraceDeclared for Weber County only

Weber County has had 9 natural disasters declared since 1953, most often floods and fires.

Around Washington Terrace

Washington Terrace and the towns around it

Very lowLowModerateHighVery high

Riverdalemostly earthquakesModerate

Washington Terracemostly earthquakesModerate

South Ogdenmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Washington Terrace covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Washington Terrace’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Washington Terrace. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Washington Terrace total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.