Natural hazards · Tooele

Tooele, UT natural hazards

Most of the natural-hazard damage FEMA expects in Tooele comes from earthquakes, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tooele?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tooele to be higher than in 34% of U.S. communities, mostly from earthquakes and wildfires.

Earthquakes25%Wildfire22%Inland flooding18%Strong wind10%Winter weather9%Lightning9%Everything else8%

By hazard

What Tooele faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

25% of expected damage

Well above average · higher than 82% of U.S. places

Wildfire

22% of expected damage

Well above average · higher than 97% of U.S. places

Inland flooding

18% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once every 2 years in the area

Strong wind

10% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Winter weather

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 24 times a year in the area

Lightning

9% of expected damage

Well below average · higher than 18% of U.S. places

Lower here

TornadoesHailIce stormsLandslidesDroughtAvalanches

Not a risk here

Coastal floodingHurricanesCold wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tooele flood?

Every paid claim on a federal flood insurance policy in Tooele, from FEMA’s records.

4paid claims since 1984

$53Kpaid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tooele isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tooele County.

Disasters that hit Tooele

Federal disasters declared here

None of the disasters declared for Tooele County shows FEMA aid or repair money reaching Tooele itself in FEMA’s records.

Brought FEMA money into TooeleDeclared for Tooele County only

Tooele County has had 9 natural disasters declared since 1953, most often floods and fires.

Around Tooele

Tooele and the towns around it

Very lowLowModerateHighVery high

Erdamostly wildfiresHigh

Tooelemostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tooele covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Tooele’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tooele. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tooele total about $5.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.