Natural hazards · Thatcher

Thatcher, UT natural hazards

Most of the natural-hazard damage FEMA expects in Thatcher comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thatcher?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thatcher to be higher than in 92% of U.S. communities, mostly from wildfires.

Wildfire69%Avalanches14%Inland flooding5%Everything else12%

By hazard

What Thatcher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

69% of expected damage

Well above average · among the top 1% of U.S. places

Avalanches

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

5% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thatcher flood?

FEMA's records show no paid flood insurance claims in Thatcher.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Thatcher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Box Elder County.

Disasters that hit Thatcher

Federal disasters declared here

None of the disasters declared for Box Elder County shows FEMA aid or repair money reaching Thatcher itself in FEMA’s records.

Brought FEMA money into ThatcherDeclared for Box Elder County only

Box Elder County has had 7 natural disasters declared since 1953, most often floods and droughts.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thatcher is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Thatcher’s own flood-insurance community; household aid to the registrant’s city; repair grants to Thatcher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.