Natural hazards · Spring Lake

Spring Lake, UT natural hazards

Most of the natural-hazard damage FEMA expects in Spring Lake comes from avalanches, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring Lake?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring Lake to be higher than in 55% of U.S. communities, mostly from avalanches.

Avalanches75%Earthquakes14%Inland flooding5%Everything else6%

By hazard

What Spring Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

75% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once a year in the area

Earthquakes

14% of expected damage

Well above average · higher than 88% of U.S. places

Inland flooding

5% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring Lake flood?

Every paid claim on a federal flood insurance policy in Spring Lake, from FEMA’s records.

2paid claims since 1984

$4Kpaid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Utah County.

Disasters that hit Spring Lake

Federal disasters declared here

None of the disasters declared for Utah County shows FEMA aid or repair money reaching Spring Lake itself in FEMA’s records.

Brought FEMA money into Spring LakeDeclared for Utah County only

Utah County has had 11 natural disasters declared since 1953, most often fires and floods.

Around Spring Lake

Spring Lake and the towns around it

Very lowLowModerateHighVery high

West Mountainmostly earthquakesHigh

Paysonmostly earthquakesHigh

Spring Lakemostly avalanchesModerate

Santaquinmostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring Lake covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Spring Lake’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Spring Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring Lake total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.