Natural hazards · Santa Clara

Santa Clara, UT natural hazards

Most of the natural-hazard damage FEMA expects in Santa Clara comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2005.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Santa Clara?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Santa Clara to be higher than in 86% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire56%Inland flooding33%Lightning5%Everything else5%

By hazard

What Santa Clara faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

56% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

33% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 7 times a year in the area

Lightning

5% of expected damage

Below average · higher than 32% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Santa Clara flood?

Every paid claim on a federal flood insurance policy in Santa Clara, from FEMA’s records.

1paid claims since 2005

$1Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Santa Clara isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Santa Clara

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Santa Clara itself in FEMA’s records.

Brought FEMA money into Santa ClaraDeclared for Washington County only

Washington County has had 12 natural disasters declared since 1953, most often fires and floods.

Around Santa Clara

Santa Clara and the towns around it

Very lowLowModerateHighVery high

Ivinsmostly wildfiresVery high

St. Georgemostly inland floodingVery high

Santa Claramostly wildfiresVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Santa Clara covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Santa Clara’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Santa Clara. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Santa Clara total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.