Natural hazards · Providence

Providence, UT natural hazards

Most of the natural-hazard damage FEMA expects in Providence comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 2005.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Providence?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Providence to be higher than in 51% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding46%Earthquakes35%Cold waves5%Everything else15%

By hazard

What Providence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

35% of expected damage

Well above average · higher than 84% of U.S. places

Cold waves

5% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Providence flood?

Every paid claim on a federal flood insurance policy in Providence, from FEMA’s records.

8paid claims since 2005

$67Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Providence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cache County.

Disasters that hit Providence

Federal disasters declared here

None of the disasters declared for Cache County shows FEMA aid or repair money reaching Providence itself in FEMA’s records.

Brought FEMA money into ProvidenceDeclared for Cache County only

Cache County has had 5 natural disasters declared since 1953, most often floods and droughts.

Around Providence

Providence and the towns around it

Very lowLowModerateHighVery high

River Heightsmostly avalanchesModerate

Providencemostly inland floodingModerate

Loganmostly earthquakesModerate

Millvillemostly avalanchesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Providence covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Providence’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Providence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Providence total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.