Natural hazards · Ogden

Ogden, UT natural hazards

Most of the natural-hazard damage FEMA expects in Ogden comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ogden?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ogden to be higher than in 61% of U.S. communities, mostly from earthquakes and avalanches.

Earthquakes61%Avalanches24%Inland flooding9%Everything else6%

By hazard

What Ogden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

61% of expected damage

Well above average · higher than 91% of U.S. places

Avalanches

24% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 10 years in the area

Inland flooding

9% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ogden flood?

Every paid claim on a federal flood insurance policy in Ogden, from FEMA’s records.

13paid claims since 1983

$39Kpaid to owners

1homes flooded more than once

19832026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ogden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Weber County.

Disasters that hit Ogden

Federal disasters declared here

None of the disasters declared for Weber County shows FEMA aid or repair money reaching Ogden itself in FEMA’s records.

Brought FEMA money into OgdenDeclared for Weber County only

Weber County has had 9 natural disasters declared since 1953, most often floods and fires.

Around Ogden

Ogden and the towns around it

Very lowLowModerateHighVery high

Ogdenmostly earthquakesHigh

Riverdalemostly earthquakesModerate

South Ogdenmostly earthquakesModerate

Roymostly earthquakesModerate

North Ogdenmostly earthquakesLow

Marriott-Slatervillemostly earthquakesLow

Farr Westmostly inland floodingLow

Harrisvillemostly earthquakesLow

West Havenmostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ogden covers 23 census tracts, combined by population.

Money that reached townFlood claims are matched to Ogden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ogden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ogden total about $67.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.