Natural hazards · Moab

Moab, UT natural hazards

Most of the natural-hazard damage FEMA expects in Moab comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2021.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moab?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moab to be higher than in 44% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding59%Lightning19%Avalanches16%Everything else6%

By hazard

What Moab faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Lightning

19% of expected damage

Well above average · higher than 90% of U.S. places

Avalanches

16% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesCold wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moab flood?

Every paid claim on a federal flood insurance policy in Moab, from FEMA’s records.

5paid claims since 2021

$146Kpaid to owners

1homes flooded more than once

20212026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Moab is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Grand County.

Disasters that hit Moab

Federal disasters declared here

None of the disasters declared for Grand County shows FEMA aid or repair money reaching Moab itself in FEMA’s records.

Brought FEMA money into MoabDeclared for Grand County only

Grand County has had 2 natural disasters declared since 1953, most often floods and droughts.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moab is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Moab’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moab. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.