Natural hazards · Midway

Midway, UT natural hazards

Most of the natural-hazard damage FEMA expects in Midway comes from avalanches, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midway?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midway to be higher than in 69% of U.S. communities, mostly from avalanches and wildfires.

Avalanches62%Wildfire18%Inland flooding15%Everything else6%

By hazard

What Midway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

62% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Wildfire

18% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

15% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 28 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midway flood?

Every paid claim on a federal flood insurance policy in Midway, from FEMA’s records.

3paid claims since 2008

$29Kpaid to owners

1homes flooded more than once

20082026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Midway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wasatch County.

Disasters that hit Midway

Federal disasters declared here

None of the disasters declared for Wasatch County shows FEMA aid or repair money reaching Midway itself in FEMA’s records.

Brought FEMA money into MidwayDeclared for Wasatch County only

Wasatch County has had 9 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midway covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Midway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Midway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Midway total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.