Natural hazards · Kearns

Kearns, UT natural hazards

Most of the natural-hazard damage FEMA expects in Kearns comes from earthquakes, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kearns?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kearns to be higher than in 51% of U.S. communities, mostly from earthquakes.

Earthquakes86%Inland flooding9%Everything else5%

By hazard

What Kearns faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

86% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

9% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kearns flood?

FEMA's records show no paid flood insurance claims in Kearns.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kearns isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Salt Lake County.

Disasters that hit Kearns

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Kearns itself: aid to households, or repair grants to the City of Kearns.

Brought FEMA money into KearnsDeclared for Salt Lake County only

2020

Earthquake and Aftershocks

15 households applied for aid $9K aid approved

Salt Lake County has had 10 natural disasters declared since 1953, most often floods and fires.

Around Kearns

Kearns and the towns around it

Very lowLowModerateHighVery high

West Valley Citymostly earthquakesHigh

Taylorsvillemostly earthquakesHigh

Kearnsmostly earthquakesModerate

West Jordanmostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kearns covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Kearns’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kearns. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kearns total about $9.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.