Natural hazards · Hyrum

Hyrum, UT natural hazards

Most of the natural-hazard damage FEMA expects in Hyrum comes from avalanches, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hyrum?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hyrum to be higher than in 32% of U.S. communities, mostly from avalanches and earthquakes.

Avalanches64%Earthquakes20%Inland flooding8%Everything else8%

By hazard

What Hyrum faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

64% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 5 years in the area

Earthquakes

20% of expected damage

Well above average · higher than 86% of U.S. places

Inland flooding

8% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hyrum flood?

Every paid claim on a federal flood insurance policy in Hyrum, from FEMA’s records.

1paid claims since 1982

$910paid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hyrum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cache County.

Disasters that hit Hyrum

Federal disasters declared here

None of the disasters declared for Cache County shows FEMA aid or repair money reaching Hyrum itself in FEMA’s records.

Brought FEMA money into HyrumDeclared for Cache County only

Cache County has had 5 natural disasters declared since 1953, most often floods and droughts.

Around Hyrum

Hyrum and the towns around it

Very lowLowModerateHighVery high

Nibleymostly earthquakesLow

Hyrummostly avalanchesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hyrum covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Hyrum’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Hyrum. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hyrum total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.