Natural hazards · Garland

Garland, UT natural hazards

Most of the natural-hazard damage FEMA expects in Garland comes from earthquakes, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garland to be higher than in 39% of U.S. communities, mostly from earthquakes and avalanches.

Earthquakes33%Avalanches31%Inland flooding18%Strong wind6%Everything else13%

By hazard

What Garland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

33% of expected damage

Well above average · higher than 86% of U.S. places

Avalanches

31% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

18% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once every 7 years in the area

Strong wind

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garland flood?

FEMA's records show no paid flood insurance claims in Garland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Garland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Box Elder County.

Disasters that hit Garland

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Garland itself: aid to households, or repair grants to the City of Garland.

Brought FEMA money into GarlandDeclared for Box Elder County only

2017

Severe Winter Storms and Flooding

$93K to the City of Garland for repairs

2005

Flooding and Landslides

$26K to the City of Garland for repairs

Box Elder County has had 7 natural disasters declared since 1953, most often floods and droughts.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Garland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.