Natural hazards · Elmo

Elmo, UT natural hazards

Most of the natural-hazard damage FEMA expects in Elmo comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elmo?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elmo to be higher than in 15% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding36%Lightning32%Earthquakes14%Everything else18%

By hazard

What Elmo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Lightning

32% of expected damage

Above average · higher than 72% of U.S. places

Earthquakes

14% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elmo flood?

FEMA's records show no paid flood insurance claims in Elmo.

of all homes
are insured

No community discount. Elmo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Emery County.

Disasters that hit Elmo

Federal disasters declared here

None of the disasters declared for Emery County shows FEMA aid or repair money reaching Elmo itself in FEMA’s records.

Brought FEMA money into ElmoDeclared for Emery County only

Emery County has had 4 natural disasters declared since 1953, most often floods and droughts.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elmo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elmo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Elmo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.