Natural hazards · Elk Ridge

Elk Ridge, UT natural hazards

Most of the natural-hazard damage FEMA expects in Elk Ridge comes from avalanches, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elk Ridge?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elk Ridge to be higher than in 81% of U.S. communities, mostly from avalanches and wildfires.

Avalanches51%Wildfire32%Inland flooding11%Everything else7%

By hazard

What Elk Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

51% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Wildfire

32% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

11% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elk Ridge flood?

Every paid claim on a federal flood insurance policy in Elk Ridge, from FEMA’s records.

1paid claims since 2018

$27Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elk Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Utah County.

Disasters that hit Elk Ridge

Federal disasters declared here

None of the disasters declared for Utah County shows FEMA aid or repair money reaching Elk Ridge itself in FEMA’s records.

Brought FEMA money into Elk RidgeDeclared for Utah County only

Utah County has had 11 natural disasters declared since 1953, most often fires and floods.

Around Elk Ridge

Elk Ridge and the towns around it

Very lowLowModerateHighVery high

Elk Ridgemostly avalanchesVery high

Woodland Hillsmostly avalanchesVery high

Paysonmostly earthquakesHigh

Salemmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elk Ridge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elk Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Elk Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.