Natural hazards · Cove

Cove, UT natural hazards

Most of the natural-hazard damage FEMA expects in Cove comes from avalanches, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cove?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cove to be higher than in 25% of U.S. communities, mostly from avalanches.

Avalanches72%Earthquakes13%Inland flooding8%Everything else7%

By hazard

What Cove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

72% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

13% of expected damage

Well above average · higher than 85% of U.S. places

Inland flooding

8% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cove flood?

FEMA's records show no paid flood insurance claims in Cove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cache County.

Disasters that hit Cove

Federal disasters declared here

None of the disasters declared for Cache County shows FEMA aid or repair money reaching Cove itself in FEMA’s records.

Brought FEMA money into CoveDeclared for Cache County only

Cache County has had 5 natural disasters declared since 1953, most often floods and droughts.

Around Cove

Cove and the towns around it

Very lowLowModerateHighVery high

Covemostly avalanchesLow

Richmondmostly avalanchesLow

Lewistonmostly avalanchesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cove’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.