Natural hazards · Clearfield

Clearfield, UT natural hazards

Most of the natural-hazard damage FEMA expects in Clearfield comes from earthquakes, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clearfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clearfield to be higher than in 50% of U.S. communities, mostly from earthquakes.

Earthquakes84%Inland flooding8%Everything else9%

By hazard

What Clearfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

84% of expected damage

Well above average · higher than 91% of U.S. places

Inland flooding

8% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clearfield flood?

FEMA's records show no paid flood insurance claims in Clearfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clearfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davis County.

Disasters that hit Clearfield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Clearfield itself: aid to households, or repair grants to the City of Clearfield.

Brought FEMA money into ClearfieldDeclared for Davis County only

2020

Earthquake and Aftershocks

8 households applied for aid $2K aid approved

Davis County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Clearfield

Clearfield and the towns around it

Very lowLowModerateHighVery high

Clearfieldmostly earthquakesModerate

Laytonmostly earthquakesLow

Clintonmostly earthquakesLow

Syracusemostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clearfield covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Clearfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clearfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clearfield total about $12.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.