Natural hazards · Cedar

Cedar, UT natural hazards

Most of the natural-hazard damage FEMA expects in Cedar comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1992. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar to be higher than in 36% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding51%Earthquakes24%Wildfire8%Lightning8%Winter weather5%Everything else4%

By hazard

What Cedar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 81% of U.S. places

Wildfire

8% of expected damage

Well above average · higher than 94% of U.S. places

Lightning

8% of expected damage

Well below average · higher than 23% of U.S. places

Winter weather

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 15 times a year in the area

Lower here

TornadoesHailIce stormsCold wavesHeat wavesLandslidesStrong windDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar flood?

Every paid claim on a federal flood insurance policy in Cedar, from FEMA’s records.

4paid claims since 1992

$32Kpaid to owners

0homes flooded more than once

19922026

of all homes
are insured

No community discount. Cedar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iron County.

What’s been done with FEMA grants

151buildings floodproofed

Disasters that hit Cedar

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cedar itself: aid to households, or repair grants to the City of Cedar.

Brought FEMA money into CedarDeclared for Iron County only

2005

Flooding and Landslides

$137K to the City of Cedar for repairs

Iron County has had 5 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Cedar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cedar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cedar total about $6.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.