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Natural hazards · American Fork

American Fork, UT natural hazards

Most of the natural-hazard damage FEMA expects in American Fork comes from earthquakes, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is American Fork?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in American Fork to be higher than in 64% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes70%Inland flooding22%Everything else8%
By hazard

What American Fork faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

70% of expected damage
Well above average · higher than 90% of U.S. places

Inland flooding

22% of expected damage
Below average · higher than 32% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does American Fork flood?

FEMA's records show no paid flood insurance claims in American Fork.

of homes in flood zones
are insured
of all homes
are insured
No community discount. American Fork isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Utah County.
Disasters that hit American Fork

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in American Fork itself: aid to households, or repair grants to the City of American Fork.

Brought FEMA money into American ForkDeclared for Utah County only
2023

Flooding

$787K to the City of American Fork for repairs
2011

Flooding

$61K to the City of American Fork for repairs
Utah County has had 11 natural disasters declared since 1953, most often fires and floods.
Around American Fork

American Fork and the towns around it

Highland: Moderate, mostly earthquakesLehi: High, mostly inland floodingPleasant Grove: High, mostly earthquakesCedar Hills: Low, mostly avalanchesLindon: Moderate, mostly avalanchesAlpine: Moderate, mostly inland floodingDraper: Moderate, mostly avalanchesSaratoga Springs: Very high, mostly wildfiresBluffdale: High, mostly wildfiresVineyard: Moderate, mostly earthquakesOrem: Moderate, mostly earthquakesAmerican Fork: High, mostly earthquakes American ForkHighlandLehiPleasant GroveCedar HillsLindon
Very lowLowModerateHighVery high
Lehimostly inland floodingHigh
American Forkmostly earthquakesHigh
Pleasant Grovemostly earthquakesHigh
Highlandmostly earthquakesModerate
Lindonmostly avalanchesModerate
Cedar Hillsmostly avalanchesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. American Fork covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to American Fork’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of American Fork. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across American Fork total about $15.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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