Natural hazards · Zavalla

Zavalla, TX natural hazards

Most of the natural-hazard damage FEMA expects in Zavalla comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Zavalla?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Zavalla to be higher than in 37% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding48%Heat waves16%Tornadoes8%Hurricanes8%Strong wind7%Everything else14%

By hazard

What Zavalla faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Heat waves

16% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 20 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 8 years in the area

Hurricanes

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 11 years in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Zavalla flood?

FEMA's records show no paid flood insurance claims in Zavalla.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Zavalla isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Angelina County.

Disasters that hit Zavalla

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Zavalla itself: aid to households, or repair grants to the City of Zavalla.

Brought FEMA money into ZavallaDeclared for Angelina County only

2024

Hurricane Beryl

3 households applied for aid $12K aid approved

2021

Severe Winter Storms

104 households applied for aid $92K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

2 households applied for aid $2K aid approved $20K to the City of Zavalla for repairs

2008

Hurricane Ike

188 households applied for aid $86K aid approved

2005

Hurricane Rita

1,000 households applied for aid $990K aid approved $7K to the City of Zavalla for repairs

Angelina County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Zavalla is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Zavalla’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Zavalla. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.