Natural hazards · Yorktown

Yorktown, TX natural hazards

Most of the natural-hazard damage FEMA expects in Yorktown comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2014. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yorktown?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yorktown to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding72%Hurricanes13%Everything else15%

By hazard

What Yorktown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yorktown flood?

Every paid claim on a federal flood insurance policy in Yorktown, from FEMA’s records.

1paid claims since 2014

$172Kpaid to owners

0homes flooded more than once

20142026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yorktown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeWitt County.

Disasters that hit Yorktown

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yorktown itself: aid to households, or repair grants to the City of Yorktown.

Brought FEMA money into YorktownDeclared for DeWitt County only

2021

Severe Winter Storms

46 households applied for aid $12K aid approved

2017

Hurricane Harvey

132 households applied for aid $30K aid approved $12K to the City of Yorktown for repairs

2003

Hurricane Claudette

18 households applied for aid $13K aid approved $8K to the City of Yorktown for repairs

DeWitt County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yorktown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Yorktown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Yorktown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.