Natural hazards · Woodbranch

Woodbranch, TX natural hazards

Most of the natural-hazard damage FEMA expects in Woodbranch comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 214 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Woodbranch?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodbranch to be higher than in 84% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes21%Cold waves8%Everything else12%

By hazard

What Woodbranch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Woodbranch flood?

Every paid claim on a federal flood insurance policy in Woodbranch, from FEMA’s records.

214paid claims since 1979

$14.9Mpaid to owners

60homes flooded more than once

19792026

Biggest named events

Tropical Storm Imelda: 56 claims, $5.9M
Hurricane Harvey: 45 claims, $4.8M
Early summer severe storms: 16 claims, $748K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (25) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Woodbranch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Woodbranch

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Woodbranch itself: aid to households, or repair grants to the City of Woodbranch.

Brought FEMA money into WoodbranchDeclared for Montgomery County only

2024

Hurricane Beryl

9 households applied for aid $4K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2019

Tropical Storm Imelda

1 household applied for aid $10K aid approved

2017

Hurricane Harvey

3 households applied for aid

2005

Hurricane Rita

1 household applied for aid $2K aid approved

Montgomery County has had 31 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodbranch covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Woodbranch’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Woodbranch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woodbranch total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.