Natural hazards · Wolfforth

Wolfforth, TX natural hazards

Most of the natural-hazard damage FEMA expects in Wolfforth comes from drought, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolfforth?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolfforth to be higher than in 58% of U.S. communities, mostly from drought and hail.

Drought22%Hail19%Inland flooding19%Tornadoes18%Strong wind10%Cold waves9%Everything else4%

By hazard

What Wolfforth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

22% of expected damage

Recorded about 67 times a year in the area

Hail

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

19% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 84% of U.S. places

Strong wind

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolfforth flood?

FEMA's records show no paid flood insurance claims in Wolfforth.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wolfforth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lubbock County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Wolfforth

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wolfforth itself: aid to households, or repair grants to the City of Wolfforth.

Brought FEMA money into WolfforthDeclared for Lubbock County only

2021

Severe Winter Storms

21 households applied for aid $14K aid approved

2015

Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding

$11K to the City of Wolfforth for repairs

2010

Hurricane Alex

3 households applied for aid $4K aid approved

Lubbock County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolfforth covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Wolfforth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wolfforth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wolfforth total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.