Natural hazards · Windcrest

Windcrest, TX natural hazards

Most of the natural-hazard damage FEMA expects in Windcrest comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 2015. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Windcrest?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Windcrest to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes24%Hail14%Heat waves7%Everything else3%

By hazard

What Windcrest faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

24% of expected damage

Above average · higher than 66% of U.S. places

Hail

14% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Heat waves

7% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Windcrest flood?

Every paid claim on a federal flood insurance policy in Windcrest, from FEMA’s records.

5paid claims since 2015

$214Kpaid to owners

1homes flooded more than once

20152026

Biggest named events

2025 July Central TX Flooding: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Windcrest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bexar County.

Disasters that hit Windcrest

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Windcrest itself: aid to households, or repair grants to the City of Windcrest.

Brought FEMA money into WindcrestDeclared for Bexar County only

2021

Severe Winter Storms

23 households applied for aid $8K aid approved $5K to the City of Windcrest for repairs

1998

Tx-Flooding 10/18/98

$50K to the City of Windcrest for repairs

Bexar County has had 27 natural disasters declared since 1953, most often hurricanes and fires.

Around Windcrest

Windcrest and the towns around it

Very lowLowModerateHighVery high

San Antoniomostly inland floodingModerate

Windcrestmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Windcrest covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Windcrest’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Windcrest. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Windcrest total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.