Natural hazards · Wills Point

Wills Point, TX natural hazards

Most of the natural-hazard damage FEMA expects in Wills Point comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2000. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wills Point?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wills Point to be higher than in 21% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes18%Cold waves15%Heat waves8%Strong wind8%Hail5%Everything else7%

By hazard

What Wills Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 86 years in the area

Cold waves

15% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 16 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wills Point flood?

Every paid claim on a federal flood insurance policy in Wills Point, from FEMA’s records.

2paid claims since 2000

$19Kpaid to owners

0homes flooded more than once

20002026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wills Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Van Zandt County.

Disasters that hit Wills Point

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wills Point itself: aid to households, or repair grants to the City of Wills Point.

Brought FEMA money into Wills PointDeclared for Van Zandt County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

274 households applied for aid $969K aid approved

2021

Severe Winter Storms

189 households applied for aid $131K aid approved $16K to the City of Wills Point for repairs

2015

Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding

$6K to the City of Wills Point for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

26 households applied for aid $32K aid approved

2007

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $7K aid approved $63K to the City of Wills Point for repairs

Van Zandt County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wills Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wills Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wills Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wills Point total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.