Natural hazards · Whiteface

Whiteface, TX natural hazards

Most of the natural-hazard damage FEMA expects in Whiteface comes from drought, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whiteface?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whiteface to be higher than in 41% of U.S. communities, mostly from drought and hail.

Drought45%Hail30%Inland flooding6%Tornadoes5%Everything else13%

By hazard

What Whiteface faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

45% of expected damage

Recorded about 96 times a year in the area

Hail

30% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

6% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whiteface flood?

FEMA's records show no paid flood insurance claims in Whiteface.

of all homes
are insured

No community discount. Whiteface isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cochran County.

Disasters that hit Whiteface

Federal disasters declared here

None of the disasters declared for Cochran County shows FEMA aid or repair money reaching Whiteface itself in FEMA’s records.

Brought FEMA money into WhitefaceDeclared for Cochran County only

Cochran County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whiteface is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Whiteface’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Whiteface. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.