Natural hazards · Wheeler

Wheeler, TX natural hazards

Most of the natural-hazard damage FEMA expects in Wheeler comes from drought, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wheeler?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wheeler to be higher than in 81% of U.S. communities, mostly from drought and wildfires.

Drought35%Wildfire26%Tornadoes11%Inland flooding7%Strong wind6%Everything else15%

By hazard

What Wheeler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

35% of expected damage

Recorded about 66 times a year in the area

Wildfire

26% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

11% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

7% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once every 2 years in the area

Strong wind

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wheeler flood?

FEMA's records show no paid flood insurance claims in Wheeler.

of all homes
are insured

No community discount. Wheeler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wheeler County.

What’s been done with FEMA grants

19storm safe rooms built

Disasters that hit Wheeler

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wheeler itself: aid to households, or repair grants to the City of Wheeler.

Brought FEMA money into WheelerDeclared for Wheeler County only

2005

Extreme Wildfire Threat

1 household applied for aid

Wheeler County has had 10 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wheeler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wheeler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wheeler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.