Natural hazards · West Orange

West Orange, TX natural hazards

Most of the natural-hazard damage FEMA expects in West Orange comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 340 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Orange?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Orange to be higher than in 81% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes43%Inland flooding27%Tornadoes10%Coastal flooding8%Everything else12%

By hazard

What West Orange faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

43% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

27% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 67% of U.S. places

Coastal flooding

8% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Orange flood?

Every paid claim on a federal flood insurance policy in West Orange, from FEMA’s records.

340paid claims since 1979

$19.9Mpaid to owners

59homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 165 claims, $10.5M
Hurricane Ike: 150 claims, $9.0M
Heavy rains: 4 claims, $108K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of all homes
are insured

No community discount. West Orange isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit West Orange

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Orange itself: aid to households, or repair grants to the City of West Orange.

Brought FEMA money into West OrangeDeclared for Orange County only

2024

Hurricane Beryl

94 households applied for aid $106K aid approved

2021

Severe Winter Storms

38 households applied for aid $20K aid approved $10K to the City of West Orange for repairs

2020

Hurricane Laura

$115K to the City of West Orange for repairs

2019

Tropical Storm Imelda

20 households applied for aid $1K aid approved

2017

Hurricane Harvey

219 households applied for aid $649K aid approved $132K to the City of West Orange for repairs

2016

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $7K to the City of West Orange for repairs

2008

Hurricane Ike

77 households applied for aid $487K aid approved $400K to the City of West Orange for repairs

2008

Hurricane Gustav

$23K to the City of West Orange for repairs

2005

Hurricane Rita

47 households applied for aid $106K aid approved $147K to the City of West Orange for repairs

2005

Hurricane Katrina Evacuation

$21K to the City of West Orange for repairs

Orange County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around West Orange

West Orange and the towns around it

Very lowLowModerateHighVery high

Orangemostly hurricanesVery high

West Orangemostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Orange covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to West Orange’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of West Orange. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Orange total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.