Natural hazards · Wellman

Wellman, TX natural hazards

Most of the natural-hazard damage FEMA expects in Wellman comes from hail, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wellman?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wellman to be higher than in 26% of U.S. communities, mostly from hail and drought.

Hail42%Drought27%Cold waves15%Inland flooding8%Everything else9%

By hazard

What Wellman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

42% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Drought

27% of expected damage

Recorded about 103 times a year in the area

Cold waves

15% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Inland flooding

8% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wellman flood?

FEMA's records show no paid flood insurance claims in Wellman.

of all homes
are insured

No community discount. Wellman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Terry County.

Disasters that hit Wellman

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wellman itself: aid to households, or repair grants to the City of Wellman.

Brought FEMA money into WellmanDeclared for Terry County only

2015

Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding

$71K to the City of Wellman for repairs

Terry County has had 11 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wellman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wellman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wellman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.