Natural hazards · Welch

Welch, TX natural hazards

Most of the natural-hazard damage FEMA expects in Welch comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Welch?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Welch to be higher than in 33% of U.S. communities, mostly from drought and hail.

Drought42%Hail23%Inland flooding12%Strong wind8%Cold waves7%Everything else8%

By hazard

What Welch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

42% of expected damage

Recorded about 81 times a year in the area

Hail

23% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

12% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once a year in the area

Strong wind

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Welch flood?

FEMA's records show no paid flood insurance claims in Welch.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Welch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dawson County.

Disasters that hit Welch

Federal disasters declared here

None of the disasters declared for Dawson County shows FEMA aid or repair money reaching Welch itself in FEMA’s records.

Brought FEMA money into WelchDeclared for Dawson County only

Dawson County has had 12 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Welch is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Welch’s own flood-insurance community; household aid to the registrant’s city; repair grants to Welch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.