Natural hazards · Weatherford

Weatherford, TX natural hazards

Most of the natural-hazard damage FEMA expects in Weatherford comes from tornadoes, and overall the risk is very low for a U.S. community. Flood insurance has paid 39 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Weatherford?

16
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Weatherford to be higher than in 16% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes41%Inland flooding31%Cold waves12%Heat waves8%Everything else9%
By hazard

What Weatherford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

41% of expected damage
Well above average · higher than 86% of U.S. places

Inland flooding

31% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 2 times a year in the area

Cold waves

12% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Heat waves

8% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Weatherford flood?

Every paid claim on a federal flood insurance policy in Weatherford, from FEMA’s records.

39paid claims since 1978
$716Kpaid to owners
1homes flooded more than once
19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Weatherford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Parker County.

What’s been done with FEMA grants

35storm safe rooms built
Disasters that hit Weatherford

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Weatherford itself: aid to households, or repair grants to the City of Weatherford.

Brought FEMA money into WeatherfordDeclared for Parker County only
2021

Severe Winter Storms

510 households applied for aid $214K aid approved $80K to the City of Weatherford for repairs
2016

Severe Storms and Flooding

210 households applied for aid $362K aid approved
2016

Severe Storms, Tornadoes, and Flooding

25 households applied for aid $57K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

15 households applied for aid $43K aid approved
2007

Severe Storms, Tornadoes, and Flooding

96 households applied for aid $470K aid approved
2005

Extreme Wildfire Threat

1 household applied for aid $589 aid approved
Parker County has had 20 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Weatherford covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Weatherford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Weatherford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Weatherford total about $7.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01