Natural hazards · Wadsworth

Wadsworth, TX natural hazards

Most of the natural-hazard damage FEMA expects in Wadsworth comes from hurricanes, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wadsworth?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wadsworth to be higher than in 96% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes63%Inland flooding17%Coastal flooding11%Everything else9%

By hazard

What Wadsworth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

63% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

17% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Coastal flooding

11% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wadsworth flood?

FEMA's records show no paid flood insurance claims in Wadsworth.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wadsworth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Matagorda County.

Disasters that hit Wadsworth

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wadsworth itself: aid to households, or repair grants to Wadsworth.

Brought FEMA money into WadsworthDeclared for Matagorda County only

2024

Hurricane Beryl

39 households applied for aid $55K aid approved

2021

Severe Winter Storms

5 households applied for aid

2017

Hurricane Harvey

90 households applied for aid $41K aid approved

2008

Hurricane Ike

5 households applied for aid $3K aid approved

2003

Hurricane Claudette

20 households applied for aid $42K aid approved

Matagorda County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wadsworth is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wadsworth’s own flood-insurance community; household aid to the registrant’s city; repair grants to Wadsworth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.