Natural hazards · Vanderbilt

Vanderbilt, TX natural hazards

Most of the natural-hazard damage FEMA expects in Vanderbilt comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vanderbilt?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vanderbilt to be higher than in 83% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes59%Inland flooding25%Everything else16%

By hazard

What Vanderbilt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

59% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 8 years in the area

Inland flooding

25% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vanderbilt flood?

FEMA's records show no paid flood insurance claims in Vanderbilt.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Vanderbilt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Vanderbilt

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Vanderbilt itself: aid to households, or repair grants to Vanderbilt.

Brought FEMA money into VanderbiltDeclared for Jackson County only

2024

Hurricane Beryl

15 households applied for aid $20K aid approved

2021

Severe Winter Storms

2 households applied for aid

2017

Hurricane Harvey

91 households applied for aid $26K aid approved

2003

Hurricane Claudette

20 households applied for aid $13K aid approved

Jackson County has had 19 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vanderbilt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Vanderbilt’s own flood-insurance community; household aid to the registrant’s city; repair grants to Vanderbilt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.