Natural hazards · Uvalde

Uvalde, TX natural hazards

Most of the natural-hazard damage FEMA expects in Uvalde comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 22 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Uvalde?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Uvalde to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding74%Heat waves11%Tornadoes7%Everything else9%

By hazard

What Uvalde faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Heat waves

11% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 55% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Uvalde flood?

Every paid claim on a federal flood insurance policy in Uvalde, from FEMA’s records.

22paid claims since 1978

$1.0Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

2026-07-Texas-Flooding: 10 claims, $901K
Torrential rain: 1 claim, $57K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Uvalde isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Uvalde County.

Disasters that hit Uvalde

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Uvalde itself: aid to households, or repair grants to the City of Uvalde.

Brought FEMA money into UvaldeDeclared for Uvalde County only

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2002

Severe Storms and Flooding

$111K to the City of Uvalde for repairs

1998

Tropical Storm Charley

$13K to the City of Uvalde for repairs

Uvalde County has had 16 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Uvalde covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Uvalde’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Uvalde. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Uvalde total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.