Natural hazards · Union Valley

Union Valley, TX natural hazards

Most of the natural-hazard damage FEMA expects in Union Valley comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Union Valley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Union Valley to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes33%Cold waves11%Heat waves7%Hail5%Everything else10%

By hazard

What Union Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

33% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 28 years in the area

Cold waves

11% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 16 times a year in the area

Hail

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Union Valley flood?

FEMA's records show no paid flood insurance claims in Union Valley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Union Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hunt County.

Disasters that hit Union Valley

Federal disasters declared here

None of the disasters declared for Hunt County shows FEMA aid or repair money reaching Union Valley itself in FEMA’s records.

Brought FEMA money into Union ValleyDeclared for Hunt County only

Hunt County has had 13 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Union Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Union Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Union Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.