Natural hazards · Tuscola

Tuscola, TX natural hazards

Most of the natural-hazard damage FEMA expects in Tuscola comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 2002. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tuscola?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tuscola to be higher than in 69% of U.S. communities, mostly from inland flooding and hail.

Inland flooding40%Hail32%Wildfire11%Tornadoes5%Everything else12%

By hazard

What Tuscola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Hail

32% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Wildfire

11% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

5% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 11 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tuscola flood?

Every paid claim on a federal flood insurance policy in Tuscola, from FEMA’s records.

5paid claims since 2002

$114Kpaid to owners

1homes flooded more than once

20022026

Biggest named events

Torrential rain: 3 claims, $67K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tuscola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Taylor County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Tuscola

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tuscola itself: aid to households, or repair grants to the City of Tuscola.

Brought FEMA money into TuscolaDeclared for Taylor County only

2021

Severe Winter Storms

41 households applied for aid $25K aid approved $119K to the City of Tuscola for repairs

2007

Tropical Storm Erin

15 households applied for aid $158K aid approved

2007

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $28K aid approved

2002

Severe Storms and Flooding

$21K to the City of Tuscola for repairs

Taylor County has had 18 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tuscola is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tuscola’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tuscola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.