Natural hazards · Tulia

Tulia, TX natural hazards

Most of the natural-hazard damage FEMA expects in Tulia comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2017. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tulia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tulia to be higher than in 40% of U.S. communities, mostly from tornadoes and hail.

Tornadoes30%Hail18%Inland flooding17%Cold waves16%Strong wind8%Everything else10%

By hazard

What Tulia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

30% of expected damage

Well above average · higher than 97% of U.S. places

Hail

18% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 8 times a year in the area

Inland flooding

17% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 2 years in the area

Cold waves

16% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tulia flood?

Every paid claim on a federal flood insurance policy in Tulia, from FEMA’s records.

1paid claims since 2017

$9Kpaid to owners

0homes flooded more than once

20172026

of all homes
are insured

No community discount. Tulia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Swisher County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Tulia

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Tulia itself: aid to households, or repair grants to the City of Tulia.

Brought FEMA money into TuliaDeclared for Swisher County only

2007

Severe Storms and Tornadoes

143 households applied for aid $102K aid approved

Swisher County has had 11 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tulia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tulia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tulia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.