Natural hazards · Trenton

Trenton, TX natural hazards

Most of the natural-hazard damage FEMA expects in Trenton comes from tornadoes, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trenton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trenton to be higher than in 56% of U.S. communities, mostly from tornadoes and drought.

Tornadoes25%Drought21%Inland flooding19%Heat waves13%Cold waves7%Hail6%Everything else10%

By hazard

What Trenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

25% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 20 years in the area

Drought

21% of expected damage

Recorded about 25 times a year in the area

Inland flooding

19% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Heat waves

13% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 16 times a year in the area

Cold waves

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trenton flood?

FEMA's records show no paid flood insurance claims in Trenton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Trenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fannin County.

What’s been done with FEMA grants

22storm safe rooms built

Disasters that hit Trenton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trenton itself: aid to households, or repair grants to the City of Trenton.

Brought FEMA money into TrentonDeclared for Fannin County only

2021

Severe Winter Storms

12 households applied for aid $5K aid approved

2018

Severe Storms and Flooding

$83K to the City of Trenton for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $410 aid approved

Fannin County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trenton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Trenton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Trenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Trenton total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.