Natural hazards · Thompsons

Thompsons, TX natural hazards

Most of the natural-hazard damage FEMA expects in Thompsons comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 20 claims here since 2016. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thompsons?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thompsons to be higher than in 73% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding54%Hurricanes20%Tornadoes11%Drought6%Everything else9%

By hazard

What Thompsons faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

11% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 12 years in the area

Drought

6% of expected damage

Recorded about 27 times a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thompsons flood?

Every paid claim on a federal flood insurance policy in Thompsons, from FEMA’s records.

20paid claims since 2016

$933Kpaid to owners

7homes flooded more than once

20162026

Biggest named events

Hurricane Harvey: 13 claims, $675K
Early summer severe storms: 7 claims, $257K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Thompsons isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.

Disasters that hit Thompsons

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Thompsons itself: aid to households, or repair grants to the Town of Thompsons.

Brought FEMA money into ThompsonsDeclared for Fort Bend County only

2024

Hurricane Beryl

18 households applied for aid $36K aid approved

2021

Severe Winter Storms

2 households applied for aid $4K aid approved

2017

Hurricane Harvey

56 households applied for aid $182K aid approved

2016

Severe Storms and Flooding

56 households applied for aid $185K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

3 households applied for aid $3K aid approved

2008

Hurricane Ike

13 households applied for aid

2005

Hurricane Rita

1 household applied for aid

Fort Bend County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thompsons is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Thompsons’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Thompsons. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.