Natural hazards · The Hills

The Hills, TX natural hazards

Most of the natural-hazard damage FEMA expects in The Hills comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is The Hills?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in The Hills to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes22%Hail7%Everything else9%

By hazard

What The Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

22% of expected damage

Above average · higher than 71% of U.S. places

Hail

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does The Hills flood?

FEMA's records show no paid flood insurance claims in The Hills.

of homes in flood zones
are insured

of all homes
are insured

No community discount. The Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Travis County.

Disasters that hit The Hills

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in The Hills itself: aid to households, or repair grants to the Village of The Hills.

Brought FEMA money into The HillsDeclared for Travis County only

2023

Severe Winter Storm

$200K to the Village of The Hills for repairs

2021

Severe Winter Storms

2 households applied for aid

Travis County has had 30 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. The Hills covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to The Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of The Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across The Hills total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.