Natural hazards · Texline

Texline, TX natural hazards

Most of the natural-hazard damage FEMA expects in Texline comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Texline?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Texline to be higher than in 26% of U.S. communities, mostly from drought and cold waves.

Drought66%Cold waves17%Inland flooding6%Everything else10%

By hazard

What Texline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

66% of expected damage

Recorded about 142 times a year in the area

Cold waves

17% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

6% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Texline flood?

FEMA's records show no paid flood insurance claims in Texline.

of all homes
are insured

No community discount. Texline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dallam County.

Disasters that hit Texline

Federal disasters declared here

None of the disasters declared for Dallam County shows FEMA aid or repair money reaching Texline itself in FEMA’s records.

Brought FEMA money into TexlineDeclared for Dallam County only

Dallam County has had 7 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Texline is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Texline’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Texline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.