Natural hazards · Tenaha

Tenaha, TX natural hazards

Most of the natural-hazard damage FEMA expects in Tenaha comes from inland flooding, and overall the risk is low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tenaha?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tenaha to be higher than in 20% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding27%Tornadoes20%Strong wind16%Hurricanes14%Heat waves8%Cold waves6%Everything else9%

By hazard

What Tenaha faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 8 years in the area

Strong wind

16% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 15 years in the area

Heat waves

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 21 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tenaha flood?

FEMA's records show no paid flood insurance claims in Tenaha.

of all homes
are insured

No community discount. Tenaha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Tenaha

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tenaha itself: aid to households, or repair grants to the Town of Tenaha.

Brought FEMA money into TenahaDeclared for Shelby County only

2024

Hurricane Beryl

88 households applied for aid $107K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $9K aid approved

2021

Severe Winter Storms

89 households applied for aid $87K aid approved

2016

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $11K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

4 households applied for aid $11K aid approved

2008

Hurricane Ike

19 households applied for aid $854 aid approved $6K to the Town of Tenaha for repairs

2005

Hurricane Rita

137 households applied for aid $71K aid approved $3K to the Town of Tenaha for repairs

Shelby County has had 21 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tenaha is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tenaha’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tenaha. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.